Advance New Mexico

Loans for businesses and nonprofits in NM

Mission Driven Finance makes loans to New Mexico businesses and nonprofits that often do not fit SBA, microloan, or bank criteria. Advance New Mexico closes that gap with flexible loans for small businesses and nonprofits headquartered or operating in New Mexico — especially those serving Native, rural, and underinvested communities. No minimum credit score, no personal guarantees — capital for organizations creating real community impact across the state.

Who we fund

Advance New Mexico funds working capital, term loans, bridge loans, project finance, and growth capital loans for businesses and nonprofits that enhance lower middle income or underserved communities. We prioritize organizations that address at least two of three impact themes:

Ownership & leadership

Diverse ownership including women, BIPOC, LGBTQ+, and U.S. veterans.

Workforce

Creation of quality jobs and diversity in the workforce..

Products & services

Positive impact on low-to-moderate-income or historically underserved communities.

Loan terms

CHECK SIZE

$100K–$2M

interest rate

Up to 11.5% plus 2.5% closing

TERM

3 to 60 months

Amortization

Flexible

CREDIT

No minimum credit score, no personal guarantees

SPECIAL STRUCTURE

Islamic financing and revenue-based financing available

Recent deployments

In December 2025, Mission Driven Finance deployed $1.2 million to Native- and rural-serving New Mexico businesses, including:

  • Avanyu LLC — Native woman-owned construction firm specializing in traditional adobe building. $225K to expand adobe brick production and acquire specialized equipment.
  • Medi-Connect — Non-emergency medical transportation provider serving rural and Tribal communities in Sandoval County.
  • CTRL+P Inc. — Operator of digital news outlet nm.news. Refinanced high-interest debt to redirect cash flow toward staffing and technology.
Avanyu LLC-1
 This page is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security. Any offering will be made pursuant to offering documents provided only to qualified investors.